top of page

Search


Medicare Special Needs Plans (CSNP) in 2026
Are you or someone you care about living with diabetes, chronic heart failure, or another ongoing illness? In 2026, Medicare offers more...
John Ortiz
Aug 55 min read


I'm on a Fixed Income - How Does Medicare Work for Me?
Medicare isn’t just for the wealthy or the well-prepared—it’s for you. If you’re a senior in Orange County living on a fixed income, feeling anxious about healthcare costs is normal. But you have options! There’s a toolkit of strategies that can help you get the coverage you need while protecting your wallet and your peace of mind.
John Ortiz
Aug 56 min read


The All-in-One Plan: Medicare Advantage (Plan C)
Medicare Advantage plans (Part C) are quickly becoming the first choice for more and more seniors in 2026—and it’s easy to see the...
John Ortiz
Aug 55 min read


Original Medicare & Medicare Supplement Strategy Work for You?
Original Medicare — the foundation of most people’s coverage — is still going strong in 2026. But it doesn’t cover everything. That’s...
John Ortiz
Aug 55 min read


Medicare 2026: What You Need to Know This Year
This article breaks down the basics of Medicare, what’s new for 2026, and how to get the most from your coverage — no matter your health, income, or retirement status.
John Ortiz
Aug 44 min read


Tired of the Debt Treadmill? Try the Debt Action Plan
Have you ever felt like you're running on a debt treadmill—making payments month after month but never actually getting ahead? That's exactly what the Debt Action Plan offers—and here's why it's fundamentally different from everything else you've tried.
John Ortiz
Aug 46 min read


The Ultimate Debt Payoff Playbook: The Debt Action Plan
Ever feel like you're throwing money at your debt without making real progress? You're not alone. According to the Federal Reserve,...
John Ortiz
Aug 45 min read


Pay Off Debt with The Debt Action Plan
Ever feel like you're trapped in an endless cycle of debt payments? You're not alone. With the average American household carrying over...
John Ortiz
Aug 45 min read


Debt Action Plan in Action: Real Stories of Families Who Used Whole Life Insurance to Get Ahead
When most people think about life insurance, they picture a safety net that only activates after you're gone. But what if your life...
John Ortiz
Aug 35 min read


How to Crush Debt & Build Wealth: The Debt Action Plan
Are you tired of making debt payments that never seem to end? If you're like most Americans, you've tried snowballing your debt,...
John Ortiz
Aug 35 min read


Retire Smarter: IUL Retirement Strategy to Fund Your Lifestyle Without Taxes
Tired of worrying about market crashes and future tax hikes?
Discover how Indexed Universal Life (IUL) policies can help you create tax-free income in retirement, protect your savings, and provide financial peace of mind.
This blog breaks down how smart planners are retiring with confidence using cash value and strategic loans.
John Ortiz
Aug 15 min read


The Hard Truth about IULs with Living Benefits
Let's face it – when it comes to life insurance, especially complex products like Indexed Universal Life (IUL) policies with living...
John Ortiz
Aug 16 min read


Real-Life Scenarios: How Clients Use IULs with Living Benefits
The Power of IUL Policies in Real People's Lives When I talk about Indexed Universal Life (IUL) insurance with living benefits, I often...
John Ortiz
Aug 15 min read


Living Benefits More Than Just a Death Benefit
When most people think of life insurance, they immediately picture the death benefit—that lump sum payment to beneficiaries after the...
John Ortiz
Jul 315 min read


The Modern Life Insurance Strategy
Learn About the Life Insurance Policy You Don't Have to Die to Use
John Ortiz
Jul 235 min read
bottom of page